SoCal Electrical & Lighting

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Serving the entire Coachella ValleyWoman-owned · Contractor License #1075225

New Residential financing

Move the project forward.
Pay over time.

We’ve partnered with Wisetack to offer our residential customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

Estimate monthly paymentsOpens Wisetack’s official calculator. Results are estimates, not an offer or approval.
Prequalify with WisetackCheck what you may qualify for with a soft credit inquiry. Prequalification is not final approval.

Financing is optional and available only to eligible residential customers. Prequalification is not final approval, and the final offer depends on credit approval and the verified job amount.

01Up to $25,000*Current SoCal account maximum
020% APR up to 3 months*For qualifying customers
03Soft credit inquiryChecking options does not affect your score

Official payment calculator

Estimate monthly payment options.

Enter a project amount in Wisetack’s calculator below. The rates, terms, and payment amounts shown are estimates—not an offer, approval, or final financing agreement.

If the calculator does not appear, open the official Wisetack calculator in a new tab.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

Read additional terms at wisetack.com/faqs

Three clear steps

Explore financing without mixing it into your service request.

The calculator and prequalification process are hosted by Wisetack. SoCal’s website does not collect your credit or application information.

  1. 01
    Estimate a payment

    Use Wisetack’s official calculator to explore estimated monthly options for a project amount.

  2. 02
    Check what you may qualify for

    Use SoCal’s Wisetack Prequal Link. Checking options uses a soft credit inquiry and is not final approval.

  3. 03
    Review the final offer

    Once the job amount is known, the final application and available offers are completed securely through Wisetack.

Sensitive data boundary

SoCal’s website does not collect your credit information.

SoCal does not collect or store Social Security numbers, income, credit information, approval results, or financing application data through this website.

Read the financing privacy details →
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